AML Transaction Monitoring Specialist

COLIBRIX is a Payment Service Provider and authorized Electronic Money Institution (EMI, reference number 927920) based in the UK. We specialize in delivering advanced payment solutions to businesses around the world, empowering them to operate successfully in the modern e-space. We are fully regulated by the Financial Conduct Authority (FCA), ensuring compliance with industry standards and providing a secure platform for your payment needs. From 2023 COLIBRIX works as an official Principal member of Mastercard.

Core Products

• global card processing
• digital wallet operations
• cross-border merchant accounts
• multiple APMs support
• current corporate accounts for legal entities.

Join us on this exciting journey where history meets the future, and together, we redefine the possibilities of seamless financial transactions.

Responsibilities

• Monitor deposits and review daily fraud and chargeback reports to ensure merchant compliance with VISA and Mastercard programs.
• Conduct real-time transaction monitoring for business and individual clients.
• Perform periodic evaluations of client accounts and website functionality to ensure compliance, including test transactions.
• Investigate merchants and their portfolios to assess risk, ensure compliance, and detect fraudulent or illegal activities.
• Identify potential money laundering, terrorist financing, and sanctions evasion scenarios.
• Collect and manage additional client data related to completed transactions.
• Address operational monitoring issues promptly, escalating and reporting suspicious activities to the MLRO as needed.
• Ensure all client transactions comply with AML/CTF procedures and guidelines.
• Assist colleagues from other departments with AML/CTF-related matters.
• Provide insights and recommendations to enhance transaction monitoring efficiency.

• Minimum 2 years of experience in transaction monitoring.
• Proven experience in acquiring and underwriting.
• Strong understanding of AML/CTF regulations and industry best practices.
• Familiarity with customer due diligence (CDD) and enhanced due diligence (EDD) procedures.
• Excellent analytical and problem-solving skills.
• High attention to detail and ability to work with confidential information.
• Proficiency in Microsoft Office and AML software/tools.
• Certification in AML /CTF or a related field is a plus.
• Experience working in a fast-paced environment.
• Excellent written communication skills with the ability to convey complex information clearly.
• Fluency in English and Latvian (other languages will be considered an advantage).

• Health insurance
• After one year with the company: full health check up
• Gym / swimming pool membership 
• Parking/transport compensation
• Opportunity to receive reimbursement for work-related or personal training/courses
• Loyalty card with various discounts
• Option to work remotely based on the mutual agreement with the direct coordinator
• Dance classes
• English / Spanish language classes
• Paid lunches in the office on Mondays
• Online and offline social events provided by the company
• Modern office in the center of Riga