Financial Analyst

ABOUT HAPPY MONEY 

Happy Money is a leading consumer finance company dedicated to helping people achieve their goals through responsible lending. Through its fully-digital platform, Happy Money partners with credit unions, banks and asset managers to originate high-quality credit solutions, diversify their portfolios and expand their impact and reach nationwide. 

Backed by investors like TruStage Ventures, Happy Money enables financial institutions to grow as a force for good in their communities while helping people use money as a tool for their happiness. Together with their community-focused capital partner network, Happy Money has originated over $6 billion in loans representing more than 300,000 members who have taken greater control of their financial futures. Learn more at happymoney.com.

ABOUT THE ROLE 

The financial analyst will work in our accounting and finance team, focusing on forecasting, budgeting, and financial reporting for Happy Money. The finance team works closely across all departments to identify business needs and opportunities, review financial performance and forecast future performance.

• Develop and enhance financial reporting to provide key stakeholders with visibility into company performance and expense management.
• Support forecasting and budgeting processes, working closely with department leads to ensure accurate financial projections.
• Analyze monthly and quarterly financial performance, identifying key trends, variances, and business drivers.
• Create dynamic financial models to support business planning and scenario analysis.
• Partner with business leaders to track key performance indicators (KPIs), providing data-driven recommendations.
• Contribute to cash flow, balance sheet, and long-term financial planning initiatives.
• Support corporate financial deliverables, including business reviews and board presentations.
• Assist in month-end and quarter-end financial close processes, collaborating with Accounting to analyze financial results.

• Bachelor’s degree in finance, business, economics or similar discipline
• 1-3 years of experience in finance, FP&A, business strategy, or strategic planning
• Ability to analyze large data sets and translate insights into actionable recommendations
• Strong financial modeling skills, with proficiency in Microsoft Excel or Google Sheets
• Ability to convey drivers of business performance and next steps in written and verbal communications
• Highly organized and detail-oriented, capable of managing multiple priorities in a fast-paced environment

• Experience in consumer finance, lending, or fintech
• Previous experience in a PE-backed or venture-backed company

• Generous medical, dental, and vision insurance options and coverage on Day 1
• 401k Plan with a matching contribution 
• Generous PTO
• Monthly Health and Wellness Days
• 12 Weeks Paid Parental Leave
• Company-paid short & long term disability and life insurance
• Monthly tech stipend to help cover expenses for remote work
• Happy Money is a 100% fully distributed workforce

Happy Money is committed to a diverse and inclusive workplace. Happy Money is an equal opportunity employer and does not discriminate based on race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation, please email peopleops@happymoney.com.