(Senior) Risk Controller

We celebrate diversity and encourage individuals of all genders (m/f/d) to apply.

We’re on the lookout for an ambitious Risk Controller to join our team at our headquarters in Berlin. Come make an impact at our early stage  and well-funded medical fintech!

The Risk Controller will play a critical role in overseeing and enhancing the risk control framework within the company’s factoring operations. The position focuses on identifying, monitoring, and mitigating risks related to credit, operational, and liquidity exposures. You will provide key insights and ensure adherence to internal and external regulatory requirements, contributing to the company’s sustainable growth.

• Continuously monitor credit, operational, and liquidity risks inherent to factoring transactions
• Conduct in-depth reviews of client portfolios and receivable profiles to ensure risk exposure is within acceptable thresholds
• Develop and maintain risk registers and dashboards to track risk metrics and key performance indicators (KPIs)
• Design and implement robust risk control measures aligned with company policies and industry standards
• Establish and maintain internal controls to identify, assess, and mitigate risk
• Ensure the effectiveness of risk controls through regular testing, evaluation, and updates
• Oversee the credit evaluation process, reviewing financial statements, and credit scores to assess client and debtor riskImplement strategies to manage concentration risks and ensure diversification across the factoring portfolio
• Advise on credit limit approvals and exceptions, escalating high-risk exposures as needed
• Ensure compliance with relevant regulations, and internal risk policies
• Prepare detailed risk reports for senior management, highlighting trends, concerns, and recommended actions
• Support regulatory audits and inquiries by providing accurate documentation
• Act as a key liaison between the risk management team and other departments, including sales, operations, and finance
• Provide guidance and mentorship to junior risk staff, fostering a culture of risk awareness and accountability
• Contribute to the professional development of the team by delivering training sessions and sharing industry best practices

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field
• 8+ years of experience in financial risk management, with at least 3 years in a leadership or senior analyst role
• Strong background in factoring, trade finance, or commercial lending
• Proficiency in risk management tools, credit analysis, and financial modeling
• In-depth understanding of regulatory frameworks and compliance requirements related to financial services

• Flexible working hours and hybrid work mode
• 4 weeks workation possibility
• Cozy and dog friendly office in the city centre
• BVG Ticket or Swapfiets subscription
• Urban Sports membership