Engineering Manager - Credit

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

We are looking for an Engineering Manager to join on of the below Credit teams:

Cash Flow Attributes & Score: This team is responsible for building & deploying models that power our Plaid Check Score built on top of cash flow data, which our clients use alongside existing credit scores in their lending decisions. This includes ownership over the key inputs to this Score, such as Network Insights and Cash Flow attributes. This team is also responsible for the platform of our Credit Insights pipeline, building on this foundation to offer things like product retros – a critical component to our sales motions – in addition to improving the performance of our insights generation for our next-generation Credit products offered via the CRA. 

CRA Foundations: The CRA Foundations Team (CRAFT) is responsible for architecting the platform for Plaid’s CRA entity. This team works closely with cross-functional partners (e.g. Product, Legal) to think through future CRA product requirements and compliance constraints, translating those inputs into the scalable platform from which CRA products can be launched. On our mid-term horizon, there are a number of opportunities to expand the ways in which Clients leverage Plaid’s products, in particular those offered via the CRA entity. By offering products through our CRA, we can deliver a holistic view of a user’s credit profile by composing various data streams with deep data insights that Plaid can uniquely offer.

As an Engineering Manager, you will manage a growing team of engineers to bring our ML-powered products to life and find product-market-fit. You’ll work closely with product, legal, and engineering partners to ensure the team is successful.

• Working on Credit products – Plaid’s top product priority – balancing foundational initiatives with product objectives
• Mentoring and guiding experienced engineers
• Setting long-term team strategy
• Collaborating closely with cross-functional partners to translate product and compliance requirements into revenue-driving products

• 2+ years of engineering management experience with significant experience as a software engineer
• Experience owning a production product and working with a product manager and/or business partners to drive business impact
• Deep experience with backend architecture and systems
• Track record of building and growing high performing engineering teams

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.

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