Mortgage Loan Officer

Why Work for Quontic?

Quontic Bank is a CDFI federally chartered digital community bank. We have a customer-centric culture built around helping our customers and giving back to local communities. We're making homeownership simpler, faster, and most importantly, more accessible for all communities across the United States.

Who We are

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic's mission to break the system for financial empowerment stands in the face of big banks and proves there is a better and more equitable way to put the customer first. We focus on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.

What We Live By

Whatever your role, we are bound by a spirit of collective commitment and excellence in all aspects of our work. As an employee of Quontic, the importance of your contributions cannot be overstated. You are an important part of our team!

Your Primary Responsibilities Include:

Loan originators with Quontic will originate and close loans in all 50 states, with access to agency programs without overlays in addition to portfolio Non-QM products .

Responsibilities

• As a federal licensed NMLS loan originator with Quontic, you will originate and close loans in all 50 states, with access to agency programs without overlays in addition to portfolio Non-QM products
• Responsible for outside sales and lead generation.
• Build strong client relationships by providing personalized mortgage solutions.
• Meet with clients to understand their unique needs and preferences.
• Assist the operations team in obtaining necessary information to close loans in a compliant and timely manner
• Proactively seek ways to develop and expand customer relationships to contribute to the company's success
• Go above and beyond for customers by delivering world-class customer service
• Achieve sales and referral goals by developing customer rapport and collaborating with mortgage operations to ensure an exceptional customer experience
• Maximize personal productivity through attention to detail, self-motivation, and adaptability to achieve team-wide and personal goals
• Engage in regular coaching sessions to expand product knowledge, sales, and interpersonal skills
• Keeps informed of trends, changes, and developments in the real estate market

The above is merely a description.  Responsibilities and duties are not limited to the above. Quontic reserves the right to change job descriptions at any time.

Education and Experience Requirements:

• 2+ years of recent loan officer experience
• Working knowledge of agency products and Non-QM products

Additional Requirements:

• PFamiliarity with HubSpot CRM software
• Relationships with referral partners considered a plus
• Encompass loan origination software strongly preferred
• Demonstrated sales ability including the ability to learn Quontic’s products and services
• Excellent organizational, interpersonal, and verbal communication skills
• Ability to work in a fast-paced, challenging environment
• Exercises a high degree of judgment during service interactions
• Exceptional follow up, problem solving, and time management skills
• Ability to work both independently and collaboratively to achieve sales goals

Annual compensation potential of $40,000 - $170,000. This role is commission-only. Any salary range listed is for illustrative purposes only, and is based on personal production.

In addition to a fulfilling career, we offer competitive compensation and a comprehensive benefits package that can fuel your financial milestones & keep you well. Full time employees are eligible for:

• Health, Dental, Vision, & Life Insurance
• Financial Wellness Planning & Coaching
• Counseling Support Services & Resources
• Paid Parental Leave
• Pet Insurance
• 401K Match
• Employee Bank Accounts with Quontic
• Generous Paid Time Off

Please note that we are authorized to hire from the following states: AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KS, KY, LA, MD, MI, MO, NC, NH, NJ, NV, NY, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV. Successful applicants must be located in, or relocating to, one of these authorized states.

The above is merely a description. Responsibilities and duties are not limited to the above. Quontic reserves the right to change job descriptions at any time.

Quontic provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, Quontic will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at careers@quonticbank.com.