Loan Officer Assistant

Loan Officer Assistant – Be a Vital Member of Our Growing Team

Are you detail-oriented, organized, and great at structuring loan files? Do you want to be part of a high-performing mortgage team without the pressure of sales? If so, this opportunity is for you.

We are looking for a Loan Officer Assistant who will play a crucial role in our growing mortgage business. You’ll be responsible for ensuring smooth and efficient loan processing—getting borrowers from application to pre-approval quickly and accurately.

Who We Are

We are a mortgage broker and correspondent lender offering a full range of loan products, including traditional mortgages, bank statement loans, and DSCR loans. Many of our clients require creative financing solutions, and you must be open to learning these products if you’re not already familiar.

More Than Just a Job – We Invest in You

We believe that success is a team effort. We care about you—not just as a team member, but as a person. Your personal and professional goals matter to us, and we are committed to helping you succeed.

🔹 You will be equipped with the tools, training, and support you need to excel in this role.
🔹 We work hard together, support each other, and celebrate each other’s wins.
🔹 We expect high performance, but we also believe in continuous growth and learning.

Compensation – You Choose Your Structure

💰 Option 1: $750 per closed loan (no base salary)
💰 Option 2: $3,000 base salary + $200 per closed loan

In March, we closed 12 loans. In April, we are on track for 15 loans—meaning strong earning potential for the right candidate.

This is a 1099 Contractor Position

• You do not have to work exclusively with us, but you must be able to keep up with the workload.
• This role requires a high level of self-motivation and ownership.

What You’ll Be Responsible For:

✅ Organizing and managing borrower documents in Floify
✅ Requesting missing docs (via email or Floify) and knowing exactly what’s needed
✅ Structuring loan files in Encompass—everything goes in the right place
✅ Calculating income for all borrower types, especially self-employed clients
✅ Running AUS (DU & LP) and interpreting the findings
✅ Running credit reports (soft & hard pulls) and flagging any red flags (derogatory accounts, charge-offs, etc.)
✅ Preparing loan files for a seamless handoff to the processor once under contract
✅ Submitting files to lenders and assessing the best loan product (you can grow into this)
✅ Monitoring loan registration status & ensuring initial approvals come in on time
✅ Ensuring the processor has a clear, well-prepped file to work with

✅ Working within our CRM to keep all clients and leads organized and within the proper stage of their journey.
✅ Tracking CD issuance to ensure it’s sent one week before closing—we close ON TIME

Qualifications:

📌 Education & Experience

• Minimum of 1 year of experience with brokered loans
• Extensive knowledge of various loan products and services

📌 Skills & Competencies

• Strong understanding of mortgage loan products and the ability to match borrowers with the best options
• Proficiency in mortgage software systems (Encompass)
• Excellent attention to detail and organizational skills
• Ability to manage multiple tasks under pressure
• Strong verbal and written communication skills (Phone communication with borrowers is KEY)
• Ability to work independently in a remote environment

📌 Technical Skills

• Familiarity with Automated Underwriting Systems (AUS)
• Experience running credit reports and understanding credit scoring models

Self-Motivation & Continuous Education are Non-Negotiable

We are committed to being the best at what we do—both in how we structure loans and in the experience we provide to our clients.

🔹 You MUST be willing to learn new mortgage products continuously.
🔹 If you’re not interested in ongoing education, this is NOT the role for you.
🔹 Our team stays ahead by constantly improving—we expect the same from you.

Why Work With Us?

🏡 A team that values you personally and professionally
🚀 A role where your contributions directly impact success
📈 Opportunities for growth and learning new loan products
💰 Strong earning potential based on performance

We are a team, and we all work hard to fulfill our roles and support each other. If you are ready to take ownership, grow, and be part of a team that genuinely wants to see you succeed, apply now.