Staff Product Manager (Credit)

ABOUT EARNIN

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

We are working hard on innovative ways to enable financial momentum for customers. We are looking to hire a leader to head a new effort to help customers save and build their credit scores. This product relies on a bank partner, and we’d need a leader who has experience in such complex partnerships. The US base salary range for this full-time position is $218,400 - $267,000 + benefits. We’ll also provide you with an ownership stake in the company. Salary ranges are determined by role, level, and location. This is a Palo Alto (Headquarters) based position that will require a minimum of 3 days a week in the office with the flexibility to be full-time in-person depending on responsibilities. 

Make a difference with us, and have fun doing it!

WHAT YOU'LL DO

• Shape the vision for a new product, starting from scratch.
• Once built and shipped, own the business unit for your product. You’ll be responsible for the P&L for the business, efforts to facilitate growth, retention, and unit economics. 
• This is an IC position, but you will have dotted line responsibility for the engineering team, designer, and marketing partner. Your job is to make sure they all work in unison to execute on the same vision
• Create a fast-paced environment facilitating product iterations and growth

WHAT WE'RE LOOKING FOR 

• Bachelor's or Master’s degree in Computer Science, Engineering, or a related field
• 6+ years of hands-on experience in consumer-facing product management experience with a strong product sense developed by shipping delightful & innovative consumer products
• 3+ years of experience in banking partnership, including designing products and processes to meet the compliance and  regulation requirements in such products.
• Strong analytical skills in leveraging data to drive product decisions and improve metrics
• Deep user empathy and experience building products based on user needs
• Excellent written and verbal communication skills

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.