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PHP Engineer

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier.

  • We're building one of the world’s leading fintech companies and are off to a strong start:

  • One of the UK’s newest unicorns with a team of just over 400 people

  • Among the fastest-growing tech companies in the UK

  • Profitable since 2017

  • Backed by top investors including Balderton Capital and Goldman Sachs

  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

  • Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

  • Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

  • Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About Lendable


Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier.

 

> We're building one of the world’s leading fintech companies and are off to a strong start:

> One of the UK’s newest unicorns with a team of just over 400 people

> Among the fastest-growing tech companies in the UK

> Profitable since 2017

> Backed by top investors including Balderton Capital and Goldman Sachs

> Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)


So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

 

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. We are now looking to expand into a new international market!


Join us if you want to


> Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

> Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

> Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting



About the role


We’re looking for a well-rounded PHP engineer who knows the ropes of modern PHP development, while Symfony is their go-to framework. This team is tasked with the future of credit in Lendable and tackles the toughest and most challenging credit market in Latin America. 


There’s much to do, from security-first API integrations with fraud detection and asset management systems, repurposing in-house-built credit card systems for new markets, integrating with developing underwriting models and third-party reporting automation to identifying the value of collected data and leveraging it for better credit decisions.



Our Tech Stack (For engineering roles)

Backend

> Latest PHP

> Latest Symfony

> AWS

> PostgreSQL

> RabbitMQ

> Docker

> Kubernetes


Frontend

> React, TypeScript, MobX, Redux, Stylus and SASS


AI

> Greptile

> CodeRabbit

> Co-pilot


Other

> ArgoCD and GitHub Actions - we deploy to production as soon as we finish a feature 

> Behat, PHPUnit, Jest, Selenium and Detox for automated testing


What we’re looking for

  • Experience in Finance or related industry

  • Track record in developing with modern PHP standards (Java-like)

  • Good familiarity with code quality tools from the likes of PHPStan, Psalm, PHPArkitect and others

  • Deep understanding of testing techniques with PHPUnit and Behat

  • Data-oriented mindset

  • Enthusiastic about AI and how to leverage AI tools to improve development’s speed and quality

  • Being a self-starter and naturally looking to unblock themselves before reaching out to others; A person with critical thinking who collaborates with our non-engineering colleagues and refines the actual product with them.

Interview process

  • A quick phone call with one of the team

  • A take-home coding task that we expect you to take between 2 to 5 hours of your own time  

  • Two on-site or video interviews: 

  • Discuss with other engineers the coding task you completed

  • Meet people (like the line manager) from the team you’ll work with

Life at Lendable (check out our Glassdoor page)


> The opportunity to scale up one of the world’s most successful fintech companies.

> Best-in-class compensation, including equity.

> You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas.

> Our in-house chef prepares fresh, healthy lunches in the office every Tuesday-Thursday

> We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

> ​We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London


Check out our blog!

Life at Lendable (check out our Glassdoor page)

  • The opportunity to scale up one of the world’s most successful fintech companies.

  • Best-in-class compensation, including equity.

  • You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas.

  • Our in-house chef prepares fresh, healthy lunches in the office every Tuesday-Thursday

  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

  • ​We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

Check out our blog!

Average salary estimate

$75000 / YEARLY (est.)
min
max
$60000K
$90000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PHP Engineer, Lendable

At Lendable, we’re searching for a passionate PHP Engineer to join our thriving team! As one of the UK's fastest-growing fintech companies, we pride ourselves on making consumer finance more efficient and enjoyable. Your role will primarily involve modern PHP development with a focus on Symfony as your go-to framework. You’ll be tackling challenging problems in the credit market, especially within the vibrant landscape of Latin America. The work will include creating robust API integrations, enhancing in-house credit card systems, and optimizing credit decision-making processes using valuable data insights. We love working collaboratively in small teams, so you'll join a community of exceptional problem solvers who are dedicated to pushing technological boundaries. If you’re someone who enjoys taking ownership of projects, loves working with cutting-edge technology—like AWS and Kubernetes—and has a knack for making efficient, customer-oriented solutions, this role could be for you. You’ll also have the chance to leverage innovative AI tools to improve development processes. We believe in the importance of a work-life balance, so enjoy the flexibility of working from home on Mondays and Fridays. Come elevate your career while we revolutionize the finance industry together and make a significant impact at Lendable!

Frequently Asked Questions (FAQs) for PHP Engineer Role at Lendable
What responsibilities can a PHP Engineer expect at Lendable?

As a PHP Engineer at Lendable, you will be responsible for modern PHP development, primarily using the Symfony framework. You will work on security-first API integrations, enhance in-house credit card systems for new markets, and integrate with underwriting models and fraud detection systems. Additionally, you will leverage collected data to optimize credit decision processes, ensuring you tackle some of the most challenging problems in the credit market.

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What qualifications are required for a PHP Engineer at Lendable?

To succeed as a PHP Engineer at Lendable, candidates should have experience in finance or a related field, along with a strong track record of developing with modern PHP standards. Familiarity with code quality tools and testing techniques, such as PHPUnit and Behat, is essential. An understanding of AI tools and a data-oriented mindset will also contribute to your success in this role.

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What is the interview process like for PHP Engineers at Lendable?

The interview process for PHP Engineers at Lendable begins with a brief phone call with a team member, followed by a take-home coding task estimated to take between 2 to 5 hours. The final stages involve two on-site or video interviews where you'll discuss your coding task with fellow engineers and meet team members, including your line manager, to understand the collaboration style at Lendable.

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What technology stack does Lendable use for PHP development?

Lendable’s tech stack is designed for excellence in engineering. For backend development, the latest versions of PHP and Symfony are utilized, along with AWS, PostgreSQL, RabbitMQ, Docker, and Kubernetes. On the frontend, technologies like React, TypeScript, and MobX are prominent. Our commitment to automation and efficiency also extends to AI tools such as Greptile and CodeRabbit.

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What benefits does Lendable offer to its PHP Engineers?

At Lendable, benefits for PHP Engineers include a competitive compensation package that features equity, flexible work-from-home opportunities, and a wellness program that covers private health insurance. You'll also enjoy the benefits of having an in-house chef preparing fresh meals during the week, fostering a thriving and healthy work environment.

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Common Interview Questions for PHP Engineer
Can you describe your experience with PHP and Symfony?

When answering this question, highlight specific projects where you utilized PHP and Symfony. Discuss any challenges you faced during development and how you overcame them, emphasizing your results-oriented mindset.

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How do you ensure the code quality in your projects?

Focus on tools and practices you employ to maintain code quality, such as using PHPStan and Psalm for static analysis, adhering to coding standards, and conducting thorough code reviews. Mention your familiarity with testing frameworks like PHPUnit and Behat to ensure robust application functionality.

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What strategies do you use for debugging and troubleshooting?

Share your preferred debugging techniques, such as using logging tools, integrated development environment features, or unit testing. Emphasize your analytical approach to quickly identify issues and provide efficient solutions.

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How do you keep up with the latest trends and technologies in PHP development?

Discuss your commitment to continuous learning, whether through online courses, tech blogs, or community events. Share specific examples of how you’ve incorporated new technologies into your work to enhance productivity or improve project outcomes.

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Can you give an example of how you've worked in a team to solve a problem?

Describe a specific instance wherein you collaborated with your team to tackle a challenging project. Highlight your role, how you contributed to brainstorming solutions, and the positive outcome resulting from your collaboration.

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What is your experience with APIs and integrations?

Detail your experience working with RESTful or GraphQL APIs, specializing in how you've implemented integrations to enhance functionality and user experience. Discuss any tools or technologies you used during this process.

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Describe a time when you had to learn a new technology quickly.

Provide an example of a situation where you had to adapt to new technology under a tight deadline. Focus on how you approached the learning process, utilized resources effectively, and successfully applied your knowledge to the task at hand.

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How do you prioritize your tasks when working on multiple projects?

Explain your method for prioritizing tasks, such as using project management tools or breaking projects into smaller tasks. Discuss how you balance urgent deadlines with longer-term projects to ensure all work progresses smoothly.

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What role does testing play in your development process?

Articulate the importance of testing in your workflow, explaining the different types of tests you incorporate (unit, integration, acceptance) and how they contribute to overall code quality and application reliability.

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How would you approach a performance issue in an application?

Discuss your methodical approach to identifying and resolving performance issues, such as profiling the application, analyzing bottlenecks, and implementing caching or optimizing algorithms to improve performance.

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Founded in 2014, Lendable offers loans to consumers by matching them with investors. It aims to make loan applications easier and quicker by using technology to automate credit decisions and give borrowers instant, personalized interest rates. Len...

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Full-time, hybrid
DATE POSTED
January 28, 2025

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