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Customer Operations Executive (Chatham, UK)

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier.

  • We're building one of the world’s leading fintech companies and are off to a strong start:

  • One of the UK’s newest unicorns with a team of just over 400 people

  • Among the fastest-growing tech companies in the UK

  • Profitable since 2017

  • Backed by top investors including Balderton Capital and Goldman Sachs

  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

  • Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

  • Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

  • Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About Lendable


Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier.

 

> We're building one of the world’s leading fintech companies and are off to a strong start:

> One of the UK’s newest unicorns with a team of just over 400 people

> Among the fastest-growing tech companies in the UK

> Profitable since 2017

> Backed by top investors including Balderton Capital and Goldman Sachs

> Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)


So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

 

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.



Join us if you want to


> Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

> Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

> Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting



About the role 


Location: Chatham, Kent UK


The Customer Service department is responsible for working with customers who have queries about their loan/card/Motor from the application stage and supports the end-to-end journey. Our primary role is to be the first point of contact for customers resolving queries at the first point of contact and ensuring customers' needs are met.


 Reporting to the Team Lead, you will undertake customer queries via telephony, email and live chat. We're looking for a superstar who can utilise their skills and capability levels in the performance of their roles so that they can consistently achieve overall quality standards, and embed processes and procedures to deliver good customer outcomes

How you will impact the objectives

  • Ensure all customer contact is conducted to the highest standard and quality monitoring supports this area.

  • Ensure process and policy adherence, highlighting processes to management which may require enhancement.

  • Interact directly with customers via voice/non-voice as part of your role to ensure customer demand is met and customers achieve first-contact resolution on their query/need.

  • Support customers ensuring interactions are assessed against Lendable's quality assurance scorecard and delivering meaningful and tailored responses.

  • Identify opportunities for product and process improvement to better serve customers

  • Escalating risks or potential risks which may negatively impact good customer outcomes

  • Identifying and recording customer dissatisfaction against Lendable's processes and responding appropriately to achieve complaint resolution, where complaint resolution is not possible following complaint escalation procedures.

  • Support other areas within Operations to meet operational performance if required.

  • Meeting defined individual and team performance targets to ensure delivery of key business and department objectives.

Your experience

  • Minimum 6 months Customer Service experience preferable

  • Previous Loans, Cards, and Motor experience are desirable.

  • Contact centre, financial services experience desirable.

  • Working to targets is preferable but not essential

  • Previous experience of working in a customer contact/facing role essential (if no previous work experience, able to evidence competencies which demonstrate capability)

Interview Process

  • A quick phone call with one of the team

  • Onsite Interview

  • Meet the team you’ll work with daily

Life at Lendable (check out our Glassdoor page)


> The opportunity to scale up one of the world’s most successful fintech companies.

> Best-in-class compensation, including equity.

> You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas.

> Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.

> We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

> ​We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London


Check out our blog!

Life at Lendable (check out our Glassdoor page)

  • The opportunity to scale up one of the world’s most successful fintech companies.

  • Best-in-class compensation, including equity.

  • You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas.

  • Our in-house chef prepares fresh, healthy lunches in the office every Tuesday-Thursday

  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

  • ​We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

Check out our blog!

Average salary estimate

$35000 / YEARLY (est.)
min
max
$30000K
$40000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Customer Operations Executive (Chatham, UK), Lendable

Are you looking to make a real impact at one of the UK's leading fintech companies? Lendable is on a mission to reimagine consumer finance, and we're searching for a Customer Operations Executive to join our team in Chatham, Kent. With a commitment to delivering faster, cheaper, and friendlier financial services, you'll be part of a dynamic team that’s reshaping how customers interact with loans, credit cards, and motor finance. As a Customer Operations Executive, your role will involve addressing queries through phone, email, and live chat, ensuring that customers have a seamless experience throughout their journey. From resolving issues to suggesting process improvements, your skills will be vital in helping customers achieve a first-contact resolution. You'll be empowered to make decisions that contribute to our success, working closely with exceptional peers in a supportive environment. Plus, you'll enjoy a working culture that values collaboration, equity, and well-being, where you can even work from home on Mondays and Fridays. If you have at least six months of customer service experience and a knack for assisting others, this could be the perfect opportunity for you to thrive in an innovative and fast-paced environment. At Lendable, you’ll help build something incredible while enjoying competitive compensation and a supportive team culture. So, if you're ready to transform consumer finance, we want to hear from you!

Frequently Asked Questions (FAQs) for Customer Operations Executive (Chatham, UK) Role at Lendable
What are the primary responsibilities of a Customer Operations Executive at Lendable?

As a Customer Operations Executive at Lendable, your main responsibilities include addressing customer queries via telecommunication and digital channels, ensuring a high standard of quality in customer interactions, and striving for first-contact resolution on customer concerns. You'll play a vital role in understanding customer needs, adhering to processes and policies, and identifying opportunities for improvement in our services, all while contributing to the overall objectives of the company.

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What qualifications do you need to be a Customer Operations Executive at Lendable?

To be a successful Customer Operations Executive at Lendable, you should ideally have at least six months of customer service experience, with a preference for those who have worked in financial services or contact centers. While prior experience in loans, credit cards, or motor finance is desirable, strong customer-facing capabilities and a passion for helping others can also make a strong candidate.

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How does Lendable support the growth of its Customer Operations Executive team?

Lendable is dedicated to nurturing the growth of its Customer Operations Executive team by providing them with the tools, training, and empowerment needed to thrive in their roles. You will be part of a collaborative environment where feedback is valued, allowing you to take ownership of your responsibilities and make impactful decisions from day one.

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What is the work environment like for Customer Operations Executives at Lendable?

The work environment for Customer Operations Executives at Lendable is vibrant and collaborative. With the flexibility to work from home part-time and an in-house chef preparing healthy meals during the week, the company promotes a balance of productivity and well-being. Team members are encouraged to interact, share ideas, and develop innovative solutions together.

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What does the interview process look like for a Customer Operations Executive at Lendable?

The interview process for a Customer Operations Executive at Lendable is straightforward and inclusive. It begins with a brief phone call with a member of the team, followed by an onsite interview where you'll have the opportunity to meet potential colleagues. This approach not only assesses your fit for the role but also allows you to gauge if Lendable is a good match for you.

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Common Interview Questions for Customer Operations Executive (Chatham, UK)
What motivated you to apply for the Customer Operations Executive position at Lendable?

To answer this question effectively, you should express your admiration for Lendable’s mission to transform consumer finance and your enthusiasm for being part of an innovative team. Share specific aspects of the company’s values, such as their commitment to customer service excellence, that resonate with your personal and professional ideals.

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How do you prioritize tasks when managing multiple customer queries?

Start by describing your approach to organization and time management. Mention techniques like using a prioritization matrix or setting defined response time targets for different queries, emphasizing your dedication to ensuring every customer feels valued and attended to, regardless of the incoming volume.

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Can you give an example of a time you turned a dissatisfied customer into a satisfied one?

Share a specific anecdote that highlights your problem-solving skills and understanding of customer needs. Describe the situation, how you addressed the concern actively and empathetically, and the positive outcome, demonstrating your ability to meet Lendable’s customer service standards.

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How would you handle a situation where you don’t know the answer to a customer’s question?

Explain that your response would involve demonstrating transparency and a willingness to help. You would reassure the customer that you are committed to finding the right information and would either consult with a more knowledgeable colleague or refer them to appropriate resources while ensuring you follow up.

Join Rise to see the full answer
What steps would you take to ensure compliance with company policies?

Discuss your strategy for staying updated on the company’s policies and guidelines, such as regular training and reviewing documentation. Highlight your ability to adhere to these policies during interactions with customers to ensure both their satisfaction and compliance with Lendable's standards.

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Describe how you would approach a situation where a customer is being difficult or uncooperative.

Share your strategy for de-escalating conflict, emphasizing active listening, patience, and empathy. You might explain how you’d aim to understand the customer’s perspective and respond with solutions that cater to their needs while remaining calm and professional.

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Why do you think customer service is crucial in the financial services sector?

Highlight the importance of trust and transparency in financial services, discussing how exceptional customer service helps to foster positive relationships and can significantly impact customer loyalty and retention, especially in a competitive environment like Lendable's.

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What do you know about Lendable and our core values?

Research Lendable's mission, values, and recent developments, and share your insights on how these align with your own beliefs. Discuss the company’s focus on innovation, customer satisfaction, and teamwork, demonstrating a genuine interest in becoming part of the organization.

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How do you keep yourself motivated in a challenging customer service environment?

You might explain how you find motivation through the positive impact you can have on a customer’s experience. Share personal strategies, such as setting personal goals, celebrating small wins, and seeking feedback from teammates to enhance your performance continuously.

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What tools or technologies have you used in a customer service capacity?

Discuss any relevant customer service software, CRM systems, or tools you're familiar with, and emphasize your adaptability and willingness to learn new technologies, aligning this to Lendable’s commitment to using technology for efficient service delivery.

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Founded in 2014, Lendable offers loans to consumers by matching them with investors. It aims to make loan applications easier and quicker by using technology to automate credit decisions and give borrowers instant, personalized interest rates. Len...

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Full-time, hybrid
DATE POSTED
January 27, 2025

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