Let’s get started
By clicking ‘Next’, I agree to the Terms of Service
and Privacy Policy
Jobs / Job page
PHP Engineer (US Cards) image - Rise Careers
Job details

PHP Engineer (US Cards)

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier.

  • We're building one of the world’s leading fintech companies and are off to a strong start:

  • One of the UK’s newest unicorns with a team of just over 400 people

  • Among the fastest-growing tech companies in the UK

  • Profitable since 2017

  • Backed by top investors including Balderton Capital and Goldman Sachs

  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

  • Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

  • Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

  • Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About Lendable


Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier.

 

> We're building one of the world’s leading fintech companies and are off to a strong start:

> One of the UK’s newest unicorns with a team of just over 400 people

> Among the fastest-growing tech companies in the UK

> Profitable since 2017

> Backed by top investors including Balderton Capital and Goldman Sachs

> Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)


So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

 

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.



Join us if you want to


> Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

> Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

> Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting



What's the job


We’re looking for a PHP engineer to join our US Cards engineering team. Our current team is around 15 engineers made up of backend, frontend and platform engineers. They work alongside a further 100+ people across the rest of our engineering function. 


There’s a lot to do, from building and integrating new APIs to further improve the customer journey and optimising the lending platform to deep architectural discussions.

 


Tech Stack

  • Backend

  • PHP 8

  • Symfony

  • AWS

  • MySQL

  • RabbitMQ

  • Docker

  • Kubernetes

  • Other

  • Jenkins and Github Actions - we deploy to production as soon as we finish a feature 

  • Behat, PHPUnit, Jest, Selenium and Detox for automated 

What are we looking for

  • Strong, modern PHP development experience (PHP 8.0+ is a must)

  • A good understanding of a modern PHP framework like Symfony or Laravel

  • Any experience with Domain Driven Design, Message-Driven Systems and Event Sourcing would be a plus

  • Experience with microservices would be a plus

  • Strong automatic testing skills (unit, integration, functional)

  • A keen desire to want to learn and input into a highly collaborative team 

  • If you’ve worked in a cross functional environment, it would be a plus but not needed

Interview process

  • A quick phone call with one of the team

  • A short coding exercise to complete in your own time  

  • Onsite or Video Interview: Discuss the exercise you completed and meet the team you’ll work with daily 

Life at Lendable (check out our Glassdoor page)


> The opportunity to scale up one of the world’s most successful fintech companies.

> Best-in-class compensation, including equity.

> You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas.

> Our in-house chef prepares fresh, healthy lunches in the office every Tuesday-Thursday

> We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

> ​We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London


Check out our blog!

Life at Lendable (check out our Glassdoor page)

  • The opportunity to scale up one of the world’s most successful fintech companies.

  • Best-in-class compensation, including equity.

  • You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas.

  • Our in-house chef prepares fresh, healthy lunches in the office every Tuesday-Thursday

  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

  • ​We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

Check out our blog!

Average salary estimate

$100000 / YEARLY (est.)
min
max
$80000K
$120000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PHP Engineer (US Cards), Lendable

Are you ready to take your PHP development skills to the next level? Join Lendable as a PHP Engineer on our exciting US Cards engineering team! We’re a rapidly growing fintech company with a mission to revolutionize consumer finance by offering faster, cheaper, and more customer-friendly services. In this role, you’ll collaborate with a talented group of about 15 engineers focused on backend, frontend, and platform technologies. Your responsibilities will include building and integrating new APIs, optimizing our lending platform, and diving deep into architectural discussions. With a tech stack featuring PHP 8, Symfony, AWS, MySQL, RabbitMQ, and Docker, you’ll have the chance to work with cutting-edge tools and frameworks. We're looking for someone with strong, modern PHP development experience who can thrive in our collaborative environment. You’ll have ownership from day one, making impactful decisions and helping us achieve our mission in two major markets: the UK and US. Plus, enjoy the flexibility of working from home on Mondays and Fridays with the support of great benefits and a vibrant company culture. If you’re passionate about coding and want to contribute to building a better future for consumer finance, don't hesitate to join us at Lendable!

Frequently Asked Questions (FAQs) for PHP Engineer (US Cards) Role at Lendable
What are the primary responsibilities of a PHP Engineer at Lendable?

As a PHP Engineer at Lendable, your key responsibilities will include developing and integrating new APIs to enhance the customer journey, optimizing our lending platform, and participating in deep architectural discussions. You will also be responsible for writing automated tests and ensuring code quality within our collaborative engineering team.

Join Rise to see the full answer
What qualifications do I need to apply for the PHP Engineer position at Lendable?

To apply for the PHP Engineer role at Lendable, you should possess strong modern PHP development experience, particularly with PHP 8. A solid understanding of modern PHP frameworks like Symfony or Laravel is essential. Additionally, experience with automatic testing, microservices, and familiarity with Domain Driven Design will be advantageous.

Join Rise to see the full answer
What technologies and tools will I be using as a PHP Engineer at Lendable?

As a PHP Engineer at Lendable, you'll work with an impressive tech stack that includes PHP 8, Symfony, AWS, MySQL, RabbitMQ, Docker, Jenkins, and Github Actions. You'll also engage in automated testing using tools such as Behat, PHPUnit, Jest, Selenium, and more, as we prioritize deploying features to production quickly.

Join Rise to see the full answer
What does the interview process look like for the PHP Engineer position at Lendable?

The interview process for the PHP Engineer role at Lendable starts with a quick phone call with one of our team members, followed by a short coding exercise that you complete in your own time. The final step involves an onsite or video interview where you'll discuss your coding exercise and meet the team you’ll work with daily.

Join Rise to see the full answer
What benefits and company culture can I expect as a PHP Engineer at Lendable?

At Lendable, we prioritize employee well-being and offer best-in-class compensation, including equity options. You can work from home every Monday and Friday, and our in-house chef prepares fresh, healthy lunches throughout the week. We aim to create an inclusive and open workspace, ensuring everyone feels valued and supported.

Join Rise to see the full answer
Common Interview Questions for PHP Engineer (US Cards)
What factors do you consider when optimizing a PHP application?

When optimizing a PHP application, consider aspects such as code efficiency, database queries, caching mechanisms, and server configurations. It's essential to analyze bottlenecks and apply best practices like code refactoring, utilizing efficient algorithms, and applying caching strategies to improve overall performance.

Join Rise to see the full answer
How do you ensure code quality in your PHP projects?

Ensuring code quality in PHP projects requires regular code reviews, writing thorough unit and integration tests, and adhering to coding standards. Utilizing tools like PHPCS and PHPUnit helps maintain quality, along with following principles like DRY (Don't Repeat Yourself) and SOLID.

Join Rise to see the full answer
Can you describe your experience with Symfony or similar frameworks?

When discussing your experience with Symfony, focus on specific projects where you've utilized its features, such as routing, controllers, and templating. Highlight how you leveraged Symfony’s components to create modular applications and improved development efficiency in your past roles.

Join Rise to see the full answer
What is Domain Driven Design, and how have you applied it in your projects?

Domain Driven Design (DDD) is an approach to software development focusing on complex domain logic. When addressing this question, provide examples of how you've modeled domain concepts, collaborated with domain experts, and implemented bounded contexts in your projects to improve code organization and maintainability.

Join Rise to see the full answer
How do you approach debugging in PHP applications?

Debugging in PHP applications often involves using tools like Xdebug for step-through debugging, analyzing error logs, and utilizing var_dump or print_r for inspection. Discuss how you systematically isolate issues, methodically test components, and track down the root cause of errors in your applications.

Join Rise to see the full answer
What experience do you have with automated testing frameworks?

Describe your proficiency in using automated testing frameworks like PHPUnit or Behat. Highlight specific examples of how you've implemented unit tests, functional tests, or behavior-driven development (BDD) practices, ensuring high test coverage and identifying bugs early in the development cycle.

Join Rise to see the full answer
What are the advantages of using microservices architecture?

When discussing microservices architecture, explain its benefits such as independent deployment, scalability, and resilience. Talk about how it allows teams to work on different services simultaneously, enhancing productivity and minimizing the chances of introducing major disruptions to the entire application.

Join Rise to see the full answer
Can you explain what message-driven systems are?

Message-driven systems facilitate asynchronous communication between components by using message queues. This architecture promotes loose coupling, which is particularly beneficial in distributed systems. Explain any relevant experiences you've had with RabbitMQ or similar tools in your projects.

Join Rise to see the full answer
How do you keep up to date with PHP and new technologies?

To stay current with PHP and emerging technologies, I follow industry blogs, participate in online communities, attend webinars and conferences, and contribute to open-source projects. This ensures I am engaged with the latest best practices and innovations that I can apply to my work.

Join Rise to see the full answer
What do you consider to be the most challenging aspect of being a PHP Engineer?

Many PHP Engineers find ensuring code performance and scalability to be particularly challenging. Discuss your strategies for tackling these challenges, such as code optimization techniques, performance monitoring, and understanding user load to inform architectural choices.

Join Rise to see the full answer

Founded in 2014, Lendable offers loans to consumers by matching them with investors. It aims to make loan applications easier and quicker by using technology to automate credit decisions and give borrowers instant, personalized interest rates. Len...

38 jobs
MATCH
VIEW MATCH
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
January 27, 2025

Subscribe to Rise newsletter

Risa star 🔮 Hi, I'm Risa! Your AI
Career Copilot
Want to see a list of jobs tailored to
you, just ask me below!