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Senior PHP Engineer (UK Cards)

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier.

  • We're building one of the world’s leading fintech companies and are off to a strong start:

  • One of the UK’s newest unicorns with a team of just over 400 people

  • Among the fastest-growing tech companies in the UK

  • Profitable since 2017

  • Backed by top investors including Balderton Capital and Goldman Sachs

  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

  • Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

  • Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

  • Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About Lendable


Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier.

 

> We're building one of the world’s leading fintech companies and are off to a strong start:

> One of the UK’s newest unicorns with a team of just over 400 people

> Among the fastest-growing tech companies in the UK

> Profitable since 2017

> Backed by top investors including Balderton Capital and Goldman Sachs

> Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)


So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

 

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.



Join us if you want to


> Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

> Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

> Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting



What's the job


We’re looking for a Senior PHP engineer to join our Zable Card engineering team. Our current team is around 15 engineers made up of backend, frontend and platform engineers. They work alongside a further 100+ people across the rest of our engineering function. 


There’s a lot to do, from building and integrating new APIs to further improve the customer journey and optimising the lending platform to deep architectural discussions.

 


Tech Stack

  • Backend

  • PHP 8

  • Symfony

  • AWS

  • MySQL

  • RabbitMQ

  • Docker

  • Kubernetes

  • Other

  • Jenkins and Github Actions - we deploy to production as soon as we finish a feature 

  • Behat, PHPUnit, Jest, Selenium and Detox for automated 

What are we looking for

  • Strong, modern PHP development experience (PHP 8.0+ is a must)

  • A good understanding of a modern PHP framework like Symfony or Laravel

  • Any experience with Domain Driven Design, Message-Driven Systems and Event Sourcing would be a plus

  • Experience with microservices would be a plus

  • Strong automatic testing skills (unit, integration, functional)

  • A keen desire to want to learn and input into a highly collaborative team 

  • If you’ve worked in a cross functional environment, it would be a plus but not needed

Interview process

  • A quick phone call with one of the team

  • A short coding exercise to complete in your own time  

  • Onsite or Video Interview: Discuss the exercise you completed and meet the team you’ll work with daily 

Life at Lendable (check out our Glassdoor page)


> The opportunity to scale up one of the world’s most successful fintech companies.

> Best-in-class compensation, including equity.

> You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas.

> Our in-house chef prepares fresh, healthy lunches in the office every Tuesday-Thursday

> We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

> ​We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London


Check out our blog!

Life at Lendable (check out our Glassdoor page)

  • The opportunity to scale up one of the world’s most successful fintech companies.

  • Best-in-class compensation, including equity.

  • You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas.

  • Our in-house chef prepares fresh, healthy lunches in the office every Tuesday-Thursday

  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

  • ​We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

Check out our blog!

Average salary estimate

$80000 / YEARLY (est.)
min
max
$70000K
$90000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior PHP Engineer (UK Cards), Lendable

At Lendable, we're on a mission to reshape consumer finance to be faster, friendlier, and more accessible. As a Senior PHP Engineer on our Zable Card engineering team, you will play a vital role in our journey to become one of the world's leading fintech companies. You'll join a talented group of about 15 engineers, collaborating closely with backend, frontend, and platform specialists to design, build, and integrate APIs that enhance the customer experience. We leverage cutting-edge technology, including PHP 8 and Symfony, along with tools like AWS, MySQL, and Docker, to optimize our lending platform and engage in deep architectural discussions. In our dynamic, fast-paced environment, you'll have the freedom to make impactful decisions from day one, empowering you to take ownership of your projects. We're growing quickly, and this is an incredible opportunity to contribute to pivotal changes in the financial landscape of both the UK and US markets. If you're a strong PHP developer with a passion for innovation and collaboration, we'd love for you to join our team and help us build the best technology in-house. Plus, you'll have the added benefits of fantastic compensation, flexible work arrangements, and a supportive workplace culture. Come help us make finance amazing!

Frequently Asked Questions (FAQs) for Senior PHP Engineer (UK Cards) Role at Lendable
What are the main responsibilities of a Senior PHP Engineer at Lendable?

As a Senior PHP Engineer at Lendable, you will be responsible for designing and implementing new APIs to enhance the customer journey, optimizing the existing lending platform, and participating in architectural discussions. You'll collaborate within a team of skilled engineers to deliver high-quality software solutions that improve our products and services.

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What qualifications are required to apply for the Senior PHP Engineer position at Lendable?

To apply for the Senior PHP Engineer role at Lendable, candidates should possess strong modern PHP development experience, particularly with PHP 8. Familiarity with Symfony or another modern PHP framework is essential. Experience with microservices, Domain Driven Design, and automated testing is also highly desirable, as it will help you effectively contribute to our team.

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What is the work culture like for Senior PHP Engineers at Lendable?

The work culture at Lendable for Senior PHP Engineers is collaborative and innovative. You will be part of a small team of exceptional individuals, allowing for open communication and idea-sharing. Lendable also prioritizes well-being, offering flexible work options and healthy in-office lunches, making it a supportive environment where you can thrive both professionally and personally.

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How does Lendable support professional growth for Senior PHP Engineers?

At Lendable, we encourage and support continuous learning and professional growth for our Senior PHP Engineers. You'll have the chance to engage in ambitious projects, collaborate across disciplines, and contribute to discussions that shape the future of our technology stack. Additionally, we promote a culture of feedback and knowledge sharing within our teams.

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What does the interview process look like for the Senior PHP Engineer role at Lendable?

The interview process for the Senior PHP Engineer role at Lendable begins with a brief phone call with one of our team members, followed by a short coding exercise for you to complete at your convenience. The final stage involves an onsite or video interview where you'll discuss your exercise and meet the team you’ll be working with closely.

Join Rise to see the full answer
Common Interview Questions for Senior PHP Engineer (UK Cards)
Can you explain your experience with PHP 8 and how it differs from earlier versions?

In answering this question, highlight your specific experience with PHP 8, emphasizing new features such as Union Types, Named Arguments, Attributes, and the Just In Time compilation. Discuss how those features have positively impacted your projects or improved efficiency in your work.

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How do you ensure the quality of your code in PHP?

To ensure the quality of my PHP code, I utilize automated testing frameworks like PHPUnit and Behat for unit and functional testing. By integrating these tests into my development process, I can identify issues early and maintain high standards in my codebase.

Join Rise to see the full answer
What is your experience with Symfony, and how have you implemented it in past projects?

When answering, provide examples of specific projects where you used Symfony, detailing how its features such as dependency injection and bundles enhanced your workflow. Emphasize any challenges you faced and how you overcame them using Symfony's capabilities.

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Can you give an example of a challenge you faced with microservices in a previous role?

Choose a specific instance where integrating microservices posed challenges, such as data consistency or service communication issues. Explain your approach to resolving the challenge and the lessons learned, demonstrating your problem-solving skills and adaptability.

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How do you approach debugging in a complex PHP application?

Discuss your systematic approach to debugging, including the use of tools like Xdebug, logging, and code analysis. Emphasize how thoroughness in understanding the application and its flow allows you to make effective corrections efficiently.

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What practices do you follow for merging code changes in PHP projects?

Outline your preferred practices for merging code, such as using pull requests for code reviews, automated testing to ensure stability, and effective communication with team members about changes. This shows your understanding of collaborative development practices.

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Describe your experience with AWS and how you have implemented it in your projects?

Talk about your familiarity with specific AWS services relevant to PHP development, such as S3, EC2, and RDS. Provide examples of how you've used these services to improve application scalability, reliability, and performance.

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How do you keep up with the latest trends and updates in PHP development?

Highlight your commitment to continuous learning through various resources such as online courses, developer communities, podcasts, and attending relevant tech meetups or conferences. Sharing specific avenues you frequent can illustrate your proactive approach to staying updated.

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What role should testing play in the PHP development lifecycle?

Explain your belief in testing as a fundamental aspect of the development lifecycle. Discuss the importance of unit tests, integration tests, and user acceptance tests to ensure the software meets both functional and non-functional requirements before going live.

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Can you provide an example of how you have collaborated with non-technical team members?

Share a specific instance where you worked with non-technical stakeholders, such as product managers or designers. Emphasize communication methods you used to gather requirements and how you adapted technical jargon to ensure understanding—showcasing your ability to bridge the gap between technical and non-technical worlds.

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Founded in 2014, Lendable offers loans to consumers by matching them with investors. It aims to make loan applications easier and quicker by using technology to automate credit decisions and give borrowers instant, personalized interest rates. Len...

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DATE POSTED
January 27, 2025

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